If you own a home, you most likely are required to have home insurance by your lender. However, even if this policy is not required of you, you still need to have one in place and keep it up for as long as you own the home. To get started, give us a call at Precision Insurance Team in Mesa, AZ.
Protecting Your Home
When you have a home insurance policy, it protects you in case your home is damaged or destroyed. The policy has a long list of covered accidents and disasters that can and do damage homes. If your incident is one of the covered ones, you can have the repairs or rebuild paid for by the policy. Without home insurance, you would have to come up with all of the money for the repairs, and this could send you deep into debt.
Covering Your Possessions
Also included in your home policy is coverage for all of your belongings that are inside your home. A serious incident that causes a lot of damage to the home may also cause a lot of damage to your things. It can be exceptionally expensive to get everything replaced after it’s ruined. But, with home insurance, the cost of replacing everything comes from the policy and not from your pocket.
Yet another portion of your home insurance is devoted to liability coverage. If someone came into your home and then was injured there, you may be liable for expenses such as their medical bills and lost wages. Your liability coverage takes care of these costs so that you aren’t likely to be sued.
Cover Your Home
If you don’t yet have a home insurance policy, it’s time to remedy that problem. Call us at Precision Insurance Team in Mesa, AZ.