You have invested money in your motorcycle and want to protect your investment. To do that, you must have the proper amount of insurance coverage in place. There are several options to choose from, including the minimum amount of insurance required in Arizona for motorcyclists. The agents at the Precision Insurance Team Agency are knowledgeable of the laws and all other types of motorcycle insurance coverage that is available.
In Arizona, all motorcyclists must follow the same laws as other motorists and have the minimum amount of insurance coverage. This includes liability insurance covering bodily injury and property damage if an accident occurs that is determined to be your fault.
Under insured or uninsured coverage will protect you and your motorcycle if you become involved in an accident with someone who does not have any insurance coverage or not enough coverage to pay for any injuries you sustain in an accident as well as damage to your motorcycle.
This type of insurance is important to have if you have a collision with another vehicle or an object. For instance, if you lose control of your bike and hit someone’s house, your collision insurance will pay for the damages you caused to the house.
If you borrowed the money from a bank or other lender for your motorcycle purchase, you will probably be required to have comprehensive insurance coverage in place to protect your lender’s investment in your motorcycle along with your own. If your bike is destroyed or damaged by a natural disaster, a fire, or vandalism, this part of your policy will pay for the repairs or replacement of your motorcycle. It will also assist you in purchasing a comparable motorcycle if your bike is stolen.
To create the best policy for you and your situation, you will need to enlist an insurance agent's assistance in motorcycle insurance. The trusted and knowledgeable agents at the Precision Insurance Team in Mesa, AZ is prepared to assist you with all of your motorcycle insurance needs. Call for an appointment today to get your policy started!