Mexico Insurance Requirements have strict policies you need to meet when driving there. Mexico requires third-party liability for all drivers within the country provided by an insurance company licensed to sell insurance in Mexico. Recommended coverage minimums fall around $300,000.
More than likely, your regular car insurance will not cover you in Mexico. That’s because insurance providers must be licensed to supply insurance coverage that meets Mexico’s requirements for tourists.
Your car insurance policy may note that you have some limited coverage in Mexico. But this is not likely the third-party liability that Mexico requires. Instead, it’s probably an extension of your collision and comprehensive coverage that applies while you are in Mexico, often for a limited number of miles.
You will still need to add a satisfactory tourist liability policy for your trip. While Vehicle damage may be covered up to a certain range from the border. Most carriers will not covered medical, damage to others property and your damage coverage will be significantly limited.