If you are running a small or big business with employees and it has interaction with clients or customers, having commercial insurance is crucial. Commercial insurance has several benefits, which include:
Our agents at Precision Insurance Team will advise you on the many benefits of commercial insurance.
Depending on your business's size, the nature of business you are carrying out, the number of employees you have, and many other factors will influence your business's desired coverage. If you are a resident in Mesa, AZ, our agents from Precision Insurance Team will visit your business premises and help point out your business's critical factors that will determine your commercial insurance coverage.
There are very different types of commercial insurance.
All commercially owned business vehicles must be covered by commercial auto insurance in Arizona. This covers bodily damage and property damage liability. Physical damage to the car is covered, which includes collision and comprehensive coverage. Uninsured motorist coverage will pay for damages in case you are in an accident with an uninsured driver.
In Arizona, this is required by law if you are in the construction or manufacturing industry. The coverage protects your company from lawsuits related to work injury or accidents experienced by employees. You are covered by the financial obligation that would arise from employees' medical costs.
Cybersecurity threats pose considerable risks to your business today. This type of commercial insurance covers your business against data breaches and the impact of cybercrimes on your business. Hacking often results in substantial financial implications.
Feel free to visit our offices or speak to one of our agents in Precision Insurance Team in Mesa, AZ, who will be glad to customize a policy that best meets your business needs.