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6859 E Rembrandt Rd
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Mesa, AZ 85212

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Coverage You Can Add to State Minimum Insurance

If you recently moved to Arizona, you might not recognize some of the types of auto insurance coverage offered by Precision Insurance Team. Driving in Mesa, AZ, and other areas of the state, requires minimum auto insurance coverage set by the state legislature. The state government last updated these requirements effective July 1, 2020.

State Mandated Insurance

In Arizona, like other US states, each driver must carry liability insurance to protect others on the road if they cause an accident. This insurance pays for the medical costs and vehicle damage if you cause an accident. Here’s what the state requires that you purchase:

  • Bodily liability coverage in the amount of $25,000 per person per accident,
  • Bodily liability coverage in the amount of $50,000 for all persons per accident,
  • Property damage coverage in the amount of $15,000 per accident.

Each policy quote also contains optional uninsured and underinsured motorist coverage that you can accept or decline. The state minimum for this optional coverage increased to a 25/50 coverage limit in 2020.

Insurance Options You Can Add in Arizona

In Arizona, you won’t find an option for personal injury protection (PIP) coverage. Instead, in this state, you can choose its substitute, called medical payments insurance (MedPay). This coverage pays your medical bills from a car accident.

You can also opt to add collision coverage, which pays for the vehicle damages that you caused or caused by a collision with an animal. Adding comprehensive insurance covers your vehicle if it incurs damage from a weather event, such as a hail storm or fire. It also covers theft and damage from vandalism. Finally, you could choose to add roadside assistance to your auto policy.

Get the Auto Insurance You Need

Contact Precision Insurance Team serving Mesa, AZ, to build your ideal auto policy. Let us help you protect your financial security.

Servicing States

  • Arizona
  • Ohio
  • Texas
  • Utah

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  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

Partner Carriers

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  • Openly
  • Progressive
  • Safeco
  • Travelers