Are You Covered If You Drive Someone Else’s Car?

If you live in Arizona and drive a car, you must have auto insurance. Our staff at Precision Insurance Team can help you stay covered, whether you drive your own car or someone else’s.

What If You Drive Someone Else’s Car?

When you buy an auto insurance policy, you may feel assured that you’re covered if you have a car accident. Many people wonder if their insurance covers them when they drive another person’s car. And many mistakenly believe that car insurance is based on the driver, not on the vehicle. Instead, if you’re borrowing someone’s car or taking a turn driving on a road trip, you will be covered by that car’s insurance. That’s because the policy covers the vehicle.

As long as you have a car owner’s permission to borrow their car, their auto insurance should cover you if the car is in an accident. This is known as “permissive use.” If you drive their car regularly, you might want to consider getting a nonowner auto insurance policy to cover your use of that car. 

Call Us for an Appointment

Money is tight these days, but buying an auto insurance policy can save you money if you have an auto accident. Our staff at Precision Insurance Team understands the needs of drivers in your area, since we pride ourselves on being a local team. Call us for an appointment and let us help you find the right insurance options.