Buying Renters Insurance? Itemize Your Belongings
Do you plan on buying renters insurance for your apartment or home? If so, use the following itemization strategies to get the most out of your policy.
Home Inventory
Prepare a master list of all the items that you will be storing within the rental. Items of value should be prioritized. Maintaining a list of what you own will help you keep track of what needs to be insured, and the coverage amounts that you have decided on.
A home inventory app can help with this. Many will allow you to capture photos of receipts, serial numbers and other product information for easy documentation.
Remember to record the location of items within your rental and the condition of each item of value that you have decided to insure.
If you ever have to file a renters’ insurance claim in the future, all the information that you have recorded could support the claim. This could streamline the insurance claims process.
Maintain Your Inventory
Your list may change as time passes. Get into the habit of reviewing your list when downsizing or upgrading the items within your rental.
An Agent at Precision Insurance Team Can Help
For help with your home inventory or finding the right policy for your needs, contact one of our helpful agents. We’re currently serving Mesa, AZ.
