Mesa, AZ, faces a variety of weather risks as the seasons change throughout the year. If you’re a homeowner in the region, understanding how to add more protection to standard home insurance policies is key for optimal coverage. At Precision Insurance Team, we help clients determine which home insurance add-ons are right for them, whether they’re purchasing a home for the first time or investing in multiple pieces of real estate.

Upgrading Home Insurance Policies

While standard home insurance may be adequate for some incidents, add-on coverage policies can provide peace of mind when other unexpected incidents occur. One of the most effective upgrades to consider as a homeowner in Mesa includes extended dwelling coverage. Extended dwelling coverage can help boost your home’s insured value, covering unexpected repair and/or rebuilding costs.

If you’re in an area where floods are prevalent, flooding insurance is always recommended. Most standard home insurance policies do not cover floods. Additionally, consider water backup and sump pump overflow coverage to help protect against water damage, sewer line backups, and more.

For even broader protection, consider an umbrella insurance policy. Umbrella insurance policies, along with a traditional home insurance policy, can add more in protection when you need it most. Umbrella policies come in handy when repairs or rebuilds exceed current policy limitations and/or restrictions. 

Implementing the right insurance policy to protect your home is essential, whether you’ve just moved to Mesa, AZ, or if you’ve lived in the area your entire life. At Precision Insurance Team, we’ll work alongside you to find add-ons that are ideal for long-term protection. To learn more about your insurance options, contact us for your consultation today.